Great! Rig Samhita India Private Limited offers tailored loan advisory services to help you meet your financial needs. Could you please provide more details about the type of loan you’re looking for? For example:
- Personal Loan
- Home Loan
- Business Loan
- Education Loan
- Vehicle Loan
- Loan Against Property
- Other Financing Needs
1. Personal Loan
For covering a variety of personal expenses like travel, medical emergencies, or debt consolidation.
Features:
- Loan amounts based on your income and credit profile.
- Flexible tenures ranging from 1 to 5 years.
- Quick approval and minimal documentation.
Eligibility: - Salaried or self-employed individuals with a good credit score and steady income.
2. Home Loan
For purchasing or constructing your dream home.
Features:
- Loan up to 80-90% of the property value.
- Flexible tenure up to 30 years.
- Competitive interest rates and tax benefits.
Eligibility: - Salaried or self-employed individuals with stable income.
3. Business Loan
To grow or expand your business.
Features:
- High loan amounts to fund equipment, operations, or expansion.
- Collateral-free loans available for MSMEs.
- Flexible repayment tenures up to 5 years.
Eligibility: - Entrepreneurs or business owners with steady turnover.
4. Education Loan
For higher education in India or abroad.
Features:
- Covers tuition, travel, and living expenses.
- Repayment typically starts after course completion.
- Subsidies available under government schemes.
Eligibility: - Students with confirmed admission to a recognized institution.
5. Vehicle Loan
For purchasing a car, bike, or commercial vehicle.
Features:
- Loan up to 85-100% of the vehicle’s cost.
- Attractive interest rates and flexible tenure.
- Both new and used vehicles are eligible.
Eligibility: - Salaried or self-employed individuals with a stable income.
6. Loan Against Property (LAP)
Unlock funds by pledging your property.
Features:
- High loan amount up to 60-70% of property value.
- Suitable for personal or business needs.
- Long repayment tenure (up to 15 years).
Eligibility: - Property owners with a stable income.
7. Gold Loan
Quick funds against your gold ornaments.
Features:
- High loan value at low interest rates.
- Minimal documentation with same-day approval.
- No restriction on end-use of funds.
Eligibility: - Any individual with gold assets.
8. Construction/Plot Loan
For purchasing land or constructing a property.
Features:
- Specialized for property construction or plot purchase.
- Flexible terms with phased disbursal as construction progresses.