Credit Card
- Services
- Credit Card
welcome to RIG SAMHITA INDIA PRIVATE LIMITED
💳 Credit Card Loan – Instant Cash, No Hassle
Need quick funds without disrupting your savings? A Credit Card Loan lets you borrow against your credit limit or get pre-approved cash instantly—no collateral, no lengthy process. Perfect for emergencies, big purchases, or planned expenses.
Types of Credit Card Loans
At Rig Samhita India Pvt. Ltd., we offer a wide range of credit card loan solutions tailored to meet diverse financial needs.
Personal Loan on Credit Card – Instant lump sum credited, repaid in EMIs.
Cash Advance – ATM withdrawal, quick cash but high interest & fees.
EMI Conversion – Convert big spends into affordable monthly EMIs.
Balance Transfer – Shift high-interest debt to low/0% interest card.
Top-up Loan – Extra funds if you already have a loan on your card.
Secured Loan – Loan against FD-backed credit cards with lower rates.
Benefits of Credit Card Loans
Instant Access to Funds – Quick approval and fast disbursal.
No Collateral Required – Completely unsecured loan facility.
Flexible Repayment – Easy EMIs with customizable tenure.
Pre-Approved Offers – Hassle-free process for eligible cardholders.
Multi-Purpose Use – Covers personal, emergency, or business expenses.
Convenient Process – Apply online or through your bank in minutes.
Apply for Best Credit Card Offers with Low Interest Rates
Key Features of Credit Card Loans
Quick Disbursal – Funds credited instantly to your account.
Unsecured Facility – No collateral or security needed.
Flexible Tenure – Repayment options ranging from 6 to 60 months.
Attractive Interest Rates – Competitive rates compared to other short-term loans.
Pre-Approved Offers – Fast approval for eligible customers.
Multi-Usage – Ideal for emergencies, big purchases, travel, or education.
Eligibility for Credit Card Loan
- Must hold an active credit card with good repayment history.
- Age: Usually between 21 to 60 years (may vary by bank).
- Minimum Income: As per the issuing bank’s criteria.
- Credit Score: A healthy credit score (typically 700+) preferred.
- Loan amount depends on your credit limit & repayment record.
- Some offers are pre-approved for selected cardholders.
Documents Required
Salary slips, bank statements, ITR (self-employed)
Aadhaar Card, Passport, Utility Bill (Electricity/Water/Gas), or Ration Card
Latest 3 months’ salary slips, Form 16, or most recent ITR
Last 6 months’ bank statements
Employee ID Card or Appointment Letter
Recent passport-sized photographs
Mandatory for all credit card applications
- Other: Any additional documents as specified by the lender, such as employment verification, NOC from housing society, or business registration proof for self-employed applicants.