Privacy Policy – Loan Services
Rig Samhita India Private Limited (“we,” “our,” “us”) values your trust and is committed to protecting your personal and financial information. This Privacy Policy explains how we collect, use, store, and safeguard your data when you apply for or use our loan products and services.
1. Information We Collect
We may collect the following types of information when you apply for a loan:
Personal Details – Name, date of birth, gender, address, contact information.
Identification Proof – Aadhaar, PAN, Passport, Voter ID, Driving License.
Financial Information – Income details, salary slips, bank statements, ITR.
Property/Collateral Details – Ownership proof, valuation reports, legal documents (if applicable).
Credit History – Credit score, past loan records, repayment behaviour.
2. How We Use Your Information
Your data will be used strictly for:
Processing loan applications and verifying eligibility.
Performing credit assessments and risk evaluations.
Complying with legal, regulatory, and audit requirements.
Communicating loan offers, updates, and account information.
Preventing fraud, unauthorized transactions, and misuse.
Data Sharing
We may share your information with:
Banks, NBFCs, and financial partners for loan processing.
Credit bureaus for credit verification.
Legal, regulatory, or government authorities if required by law.
Service providers assisting in verification, collection, and processing.
We do not sell your personal information to any third party.
4. Data Storage & Security
All information is stored securely using encryption and restricted access.
We follow strict security protocols to prevent unauthorized access, alteration, or disclosure.
Data will be retained only as long as necessary for loan services and compliance purposes.
5. Your Rights
- Access, review, and update your personal data.
- Withdraw consent for data processing (subject to loan agreement conditions).
- Request deletion of your data after loan closure and legal retention period.
6. Changes to This Policy
We may update this Privacy Policy from time to time. Updated versions will be posted on our website and will take effect immediately.
7. Contact Us
For queries or concerns about this policy, you can contact:
Rig Samhita India Private Limited
📍 Registered Office: [First Floor, E-12/2, Block E, Sector 1, Noida, Uttar Pradesh 201301]
📞 Phone: [07703894776 0120-4230486]
📧 Email: [[email protected]]